To be the industry leader, offering affordable insurance solutions, serving producers of the Canadian regulated poultry industry.
Prior to CEIRA’s establishment, insurance for the presence of Salmonella enteriditis (SE) was not readily available or affordable in Canada. SE is a bacterium that can be found in a variety of food products, including fresh eggs. To reduce the risk, Egg Farmers of Canada (EFC) have an extensive SE surveillance framework on all Canadian regulated egg farms which identifies the presence of the SE bacteria prior to eggs making their way to the consumer.
CEIRA issued its first SE policies in August 2011. By banding together, regulated egg supply chain producers now have accessible insurance to manage their business risk against SE.
The Federal Health of Animals Act provides partial compensation for losses for federally reported diseases such as Avian influenza (AI). Poultry producers are aware that they are exposed to AI risks not covered by the Federal Health of Animal’s Act. In response to the coverage gap, CEIRA developed and issued its first AI policies in September 2018.
In February 2019, CEIRA issued policies for members of the Équipe québécoise de contrôle des maladies avicoles (EQCMA). EQCMA is partnership of the Québec poultry industry (producers and industry) established in 2005 to coordinate activities in the prevention and control of poultry diseases. EQCMA’s insurance policy provides coverage to the Québec poultry industry for losses associated with highly pathogenic avian influenza or low pathogenic H5 or H7 influenza virus, Newcastle disease, Pullorum, Fowl Typhoid, Infectious Laryngotracheitis (ILT) and Mycoplasma gallisepticum (MG).
CEIRA’s membership includes approximately 1,750 subscribers within three (3) separate risk pools.
A reciprocal insurance exchange is defined as an unincorporated group of individuals and/or corporations who, as members, agree to exchange contracts of insurance (policies) and share their homogenous risks among the group.